Altersvorsorge bei der Sparkasse

2022.01.29 07:54 Shyvannax Altersvorsorge bei der Sparkasse

Hallo,
ich (23 Jahre alt, ca. 50.000€ Bruttojahresgehalt) hab mich letztens bei der Sparkasse zum Thema Altersvorsorge beraten lassen.
Kurz erklärt (so wie ich es verstanden habe); man zahlt einen monatlichen Betrag, die Sparkasse legt das Geld an. Bis zum Renteneintritt, kann man nicht über das Geld verfügen und auch nicht "sichern". Man kann nur das Risiko des monatlich eingezahlten Betrags runtersetzen. Sprich, es sollen nicht mehr mit 100% spekuliert werden, sondern z. B. nur mit 50%, die restlichen 50% hat man dann sicher.
Vorteile (die mir einfallen):

Nachteile (die mir einfallen):
Meine Fragen:
Bin mit den ganzen Möglichkeiten und Produkten für die Altersvorsorge etwas erschlagen und weiß nicht, wie man sich am besten informieren sollte. Zudem kommt der druck, dass man überall liest "JE FRÜHER DU ANFÄNGST MIT ALTERSVORSORGE JE BESSER IST ES, WORAUF WARTEST DU?!?"
Liebe Grüße, eine sehr uninformierte person (please be gentle)
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2022.01.29 07:54 GabaPrison Wait.. so the company that’s in this joint venture with tZero, BOX, is partly owned by Citadel Securities LLC (the market maker)?

https://www.reuters.com/business/us-sec-approves-new-us-exchange-with-blockchain-feed-faster-settlement-2022-01-28/
It’s odd because tZero is the company Mark Chodes and TaraBullshit were just recently trying to push on AA (which he turned down..[in John Hurt voice]). And then they attempted a failed social media lynching after he refused for good measure.
But anyway, guess what this joint venture, BSTX, happens to be offering: haha that’s right.. tokenized blockchain securities (aka NFT dividend aka tokenized dividend aka security token). Idk it seems real fucking funky to me..
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2022.01.29 07:54 SinsDismisser Lethal vs Conqueror ?

Hi there, I'm a S11 Master peak Toplane main that mostly plays Tryndamere/Jax/Garen.
I didn't rush early S12, I just played a few games during preseason and I thought Jax was a LT enjoyer. But recently, I'd watched high elo Jax content (TF Blade, RANGERZX and randoms VOD from YouTube) and it seems like Jax is back to conqueror, except in some match up like Tryndamere.
I guess they are running lethal when they can stack it faster than their opponent and coqueror on the other case but I'm not sure.
What are your thoughts about this ? Do you have other high elo Jax players to analyse and help me making my choice ? I always feel like LT deals 0 damage on AA since I was really getting used to conqueror so if there's a chance than Conq > LT in some match up, I'm in !
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2022.01.29 07:54 Moon4503 Based Evo

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2022.01.29 07:54 Sidjoneya How the sports world is still stacked against top women

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2022.01.29 07:54 NotFatih Trading this set

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2022.01.29 07:54 Fox-Sin21 Make WAP lists for me to fight?

I play on Tabletop Simulator and only really ever have time to face myself. Building lists to fight myself can get weird so I was hoping perhaps others would care to make some Battlescribe lists using Warhammer Armies Project for me to challenge.
Just make WAP 2k pts Battlescribe lists for me to face against myself, and send me the list! I use Bretonnia.
Any list I fight once its done I'll post the result, posting the list I used against it. If you want your list to be fought with some narrative flair, or with a specific mission in mind just let me know. This is about fun but I definitely like fluffy and lore friendly lists but any is fine!
submitted by Fox-Sin21 to WarhammerFantasy [link] [comments]


2022.01.29 07:54 dcbiker ‘I’ve never missed a vote’: 95-year-old World War II Veteran says his mail-in ballot application has been denied twice due to new requirements

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2022.01.29 07:54 Morgan-992 CREATE UNIQUE AND DELICATE CUPCAKE DESIGN WITH EASE

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2022.01.29 07:54 PrismChroma After 3 weeks of waiting, I finally got my Red Code skin !

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2022.01.29 07:54 jlme7898kno Im begging you guys help me my parents are getting divorce and I don’t want to lose my studies (15yr old)

We basically moved to another city together and I got settled here even started school after 4 months , a week after I started My parents want divorce but I don’t know anything about it I live in the uk so it’s probably diff the law here or what ever . Please a lawyer or someone who knows help me I just want to know if he’s forced to give us money every month or to help us when needed or something good about money or if the state got to help us because she’s divorced and that’s the law or what ever .all I care is about that because I don’t want to become homeless. My mum got 3 kids including me and she alone af all we have now is god I have a future I really want to become something in life not like them I’m tired of doing nothing and watch them fight my dad is literally kicking her out
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2022.01.29 07:54 kevinsixtysix Recommendations for budget rear surround speakers

Hi everyone. I'm looking for some recommendations on some decent rear surround speakers. Budget is $500 or less. Current setup is a Vizio 65" QLED M65Q6-J09, Yamaha RX-V4A, fronts are a pair of cheap Martin Logan Motion 10's I bought years ago, center is a new Martin Logan Motion 3, rears are some Yamaha home theater in a box speakers I've had for 10 years and subwoofer is a Polk Audio PSW10. Also, would it be worth adding a second sub for a 5.2 setup as my current sub is cheap enough for me to add a second.
So far I like my Yamaha RX-V4A as it was a nice upgrade over my old RX-V367. Running a Panasonic 4k Blu-ray player (DP-UB420-K), XBOX Series S, Nintendo Switch and an old Toshiba HD DVD player (HD-A3) via HDMI and an old 50 disk Sony CD changer.
Thanks In Advance!
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2022.01.29 07:54 Ornery_Progress_9831 Happy Raiding Apes

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2022.01.29 07:54 T-IKEICH "Tension is who you think you should be. Relaxation is who you are." -- Chinese Proverb

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2022.01.29 07:54 opcoupon 54% off >> $72.99 >> BlitzWolf AirAux AA-SAR1 60W bluetooth Soundbar Banggood Coupon Code [Czech Warehouse] - Coupon Codes and Deals | OpCoupon.com

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2022.01.29 07:54 cloudbells Lunar Festival elders/coins helper

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2022.01.29 07:54 RedeemG Looking for a cheap phone with small screen and good battery

What I care about: NFC - I should be able to add a credit card and pay in shops Security - probably Android/iOS/Whatever OS version is important here Screen size - as small as possible, definitely smaller than 5.9" Weight - as light as possible Battery - should last more than 2 days Price - as cheap as possible, hopefully cheaper than 300$
What I don't care about: Camera - 0 megapixels or no camera at all is fine Screen pixels Processor Ram, internal memory or any kind of memory Brand Overall quality
Any suggestions?
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2022.01.29 07:54 yinja Black Lines on BoP?

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2022.01.29 07:54 deniss_1996 24" Landmann USA Patio Lights Firewave Firepit $68 + free s/h at Amazon

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2022.01.29 07:54 shelovesrayz Sick work

Check out my profile... I got some sick work on there, give it a like... And if you really like it, buy it! Rayz_ NFTs
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2022.01.29 07:54 gkanai Marine and Chloe arguing about the number of days they don't take a bath【Hololive AnimatedClip】

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2022.01.29 07:54 CyberPinoys Techno House Music Video w/ Visual Effects HD Track #4

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2022.01.29 07:54 trachion How do you mappers organize your custom blocks?

Got into mapping a few months ago and have accumulated quite the collection of custom blocks. Now my hotbar is incredibly long, disorganized, and generally confusing to use. I constantly find myself losing what blocks I was using and it takes me forever to find it again.
Is there a way to hotkey specific blocks for specific maps? Some maps I use a lot of one custom block and would love to have a shortcut for it but I don't know if that's possible.
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